Good News Still Exists Even with the current credit crisis issues being reported in the media by the hour...

We are here to let you know that we still have money sources who will approve and fund your loan.

No delays. No Nonsense. We make getting a mortgage loan easy!

Isn't it great how you can go to a car dealership, test drive a few cars, pick out the one you want, and drive it home that same day? You can't do that with a new house.

You came to our web site because your real estate deal is crashing because of the current broker is inexprienced, is unable to adjust to a changing lending environment, the lender has closed their doors, the loan conditions are impossible to meet. Whatever the case--you are here and were are experts in saving the real estate deal!

A Coach Who Knows The Ropes...

You need someone on your side when you're buying a home. Who makes sure you aren't doing paperwork you don't have to do. Who speeds up some of the steps you can't avoid. You need a "blocker," clearing the way of obstacles as you head toward your goal.

When you've picked out your dream home, the paperwork and hoops to jump through with disclosures, appraisals, inspections, title insurance, escrow, notaries and more can be overwhelming.

Realtors Don't Really Understand the Subtle Complexities of Lending...

Many people think their real estate agent will help them through a confusing mortgage process. Your real estate agent is looking out for you, no question about it. But it's your mortgage lender who is requiring the majority of the forms, documentations, application and credit.

We "run interference" with the mortgage lender who's going to make you your loan. We can't snap our fingers and make buying a home like buying a car, but we can make it easier and smoother. And we do!

Technology Helps Expedite the Process...

Electronic filing of most required documents means it gets there faster and you get a decision faster. We've cut down on duplicated information, too -- give it to us once, our systems "remember" it so we don't ask again! And beyond our state-of-the-art technology, we have good old fashioned expertise in mortgage brokerage. We know the ins and outs. We do the heavy lifting for you -- saving you time and aggravation.

Have Realistic Expectations

You see the For Sale signs. You read about the increase in foreclosures. Now, adding bank failures to the picture sure makes one wonder. But let's be realistic and take a long view. Yes it is true that it is taking longer to sell a home--up to 6 mos. or less. This is due partly because we have become accustomed to a selling a home in less than 1 mo. Those were unrealistic and unsustainable times.

It takes longer to close a loan today also because investors are scared they will end up with a home due to a foreclosure.

Homes are selling and loans are closing--it just takes a little more time. Therefore, being prepared is the sure way that your loan will close. That's where we work with you to be prepared and remain prepared.

Navigate our website to learn how we make getting a loan easier and faster!


Mortgage Calculator:
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Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed6.04%6.24%
15-yr Fixed5.73%6.03%
1-yr Adj5.29%6.56%
* national averages







 

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